Protection for every season
Crop Insurance
Crop insurance protects farmers against financial losses caused by crop damage or failure. It covers risks including drought, floods, storms, pests, diseases, reduced yield, and complete crop loss. Eligible compensation helps farmers manage agricultural risk and retain financial stability.
Government-backed protection
Pradhan Mantri Fasal Bima Yojna
Introduced in 2016, PMFBY provides financial support when crops are damaged or lost. It covers prevented sowing, unavoidable damage to standing crops, and eligible post-harvest loss. Policies are provided through designated insurers, including SBI General Insurance and HDFC ERGO General Insurance.
Crop Insurance Cover
Localised calamities
Hailstorms, landslides, and isolated risks affecting farms in a notified area.
Sowing, planting and germination risk
Failure to sow or plant because of deficient rainfall or adverse seasonal conditions.
Standing crop loss
Yield loss caused by non-preventable risks including dry spells, floods, cyclones and typhoons.
Post-harvest losses
Eligible losses occurring for up to two weeks after harvesting.